“We Have Written Your Note Off,” so What?

bookkeeping
I hear much confusion over the phrase many hear from their banker: “We have written your note off!” “Yay!” we hear borrowers exclaim in joy, but why I ask? Perhaps you are unaware of the meaning behind this phrase as it does not help you all that much. What it means is the bank has entered your note as uncollectible. They have probably ceased accruing interest and have taken the…

The Layman’s Guide to Fixing Your Credit Score

fixing credit score
Hey, did you forget something? Like making your credit card payments? Did you totally snooze on those Student Loans still outstanding? If so, you most likely have a bad credit score. A credit score of 620 or less puts you in a higher risk category. A score of 760 or above makes you pure gold to lenders. But if any of the above scenarios sounds more like your credit history,…

How to Pay for Training Courses with an Online Payday Loan?

If a person needs money urgently and has no opportunity to spend time searching for the best offer with the most favorable credit terms, then modern technologies will be of great service. If you need to pay for training courses and cannot wait for any longer, it is a payday loan that can provide you with the sufficient amount in a matter of a few minutes. So what are the…

How to Get Instant Cash Advance Online?

The system of immediate microloans has become a common practice for those facing financial difficulties that require urgent solutions. Thus, nowadays, almost every person can get money to the bank card by using the services of different companies. Nothing special is required from a borrower. What’s Special about Online Loans? A payday loan issued by a financial company is a quick and reliable way to get money without leaving your…

Repeat Payday Borrowers: When Loyalty is Rewarded

Aside from the obvious advantages – the ease of application process, accessibility, and speed – providers of payday loans reward customer loyalty. Payday lending is a legal business provided in most US states, and it is in the lenders’ best interests to encourage repeat use aside from attracting new customers. So, how is it done today? The benefits are two-fold. Repeat borrowers are eligible for lower interest rates and higher…

Transparency of Online Loans

Nowadays, borrowing money from both friends and banking institutions is in great demand among the entire population of the country. This is justified by the economic situation and high living standards people would like to have. When it comes to dealing with urgent but highly important issues, such as illness, car repair, etc., then the average salary may be too small to cover all of them. In this case, there…

The Convenience of Payday Loans: Take Advantage of Online Borrowing

Payday lending is a convenient way to secure additional money. When a financial crunch hits, it is not always easy to borrow from relatives or find collateral for a bank loan. Americans with lower income, who are usually rejected by conventional banking institutions, do have a way out. Payday loans provide quick access to extra cash with simple eligibility requirements. Moreover, with payday lenders gone online, you are now able…